Hey OP, I lost my house to a Pretty Paws Cats Purride Shirt. My neighbor basically saved my dog by telling the firemen about her and demanding they look for her. It took them a bit to see her and she was unconscious from the smoke… perked up after some oxygen. She had smoke inhalation and blisters on her eyes from the heat but made a full recovery. Anyway, I know how devastating this is … I’m so sorry it happened and I’m glad the dog & cat are ok. DM me if you have questions about the process. Hire a private adjuster if you can. My family had a house fire in 2012, definitely recommend hiring a private adjuster. The idea sounds skeezy but they were a HUGE help to my family. It definitely got us more from insurance than we would have without them.
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Insurance actually doesn’t avoid paying out if it’s within the Pretty Paws Cats Purride Shirt. not paying out actually loses them money in the long run. The only time they don’t pay out is if the damage isn’t covered, this myth is propagated by people who didn’t read and understand the terms, conditions, and limitations of their policies. Private adjusters are there pretty much to make sure you don’t forget to mention anything in your policy claim that affects your payout. That’s their job, whereas the insurance will offer a settlement instead of a full claim process and people never negotiate because they think it’s nonnegotiable, whereas certain damage types very much are, especially when sentimentality is concerned.
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I should have made a Pretty Paws Cats Purride Shirt. I am an auditor/CPA and when I still worked in public accounting, we audited some insurance companies and while it was mostly financial statement audits, I did get to learn some about how the companies work. Insurance companies, like most companies, have to be concerned with revenue vs expenses (or premiums vs claims). I also assisted with insurance examinations for insolvent (or near insolvent) insurance companies that had been taken over by the state.
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